Brokers or Banks?

What’s the difference between going to a Mortgage or Commercial Broker or, going direct to the Bank?

This is a question we get asked all the time, why would I choose a Mortgage Broker over my Bank (who I have been banking with for 10+ years) or, why go to a Commercial Broker for my Business?


The simple answer is this… the access you will have to multiple Banks through a Broker, provides you with access to multiple products. A single Bank has access to their products and their products alone. A Broker has access to 20-30 different Banks and Lenders and each with their products and rates. This gives you access to more options to suit your personal or business needs with competitive rates and packages.

The other answer is the good old saying of “don’t put all your eggs in one basket”. Having everything with the one Bank can leave you, your business and your home vulnerable if something were to happen to you or your financial position. Spreading your finance around to different Banks/Lenders should be a part of your risk management strategy.


We have access to many Banks and Lenders who can provide Equipment Loans | Motor Vehicles Finance | Business Finance | Debtor Finance | Home Loans | Personal Loans | Commercial Loans and more…


To find out about your options, call Pearl Finance on 07 3812 3430 or go to our contact page to make an enquiry.
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Why Choose Us?

1 Full Range of Financial Products available for both business and personal

2 Wide range of Lenders to tailor a competitive package to suit your financial needs

3 Totally Confidential

4 Can offer additional financial services through our business partners such as; Insurances, Superannuation, Accounting, Book Keeping, Financial Planning & Legal Services

5 Over 30 years experience in banking and finance industry

6 Long term partnerships – not only do we keep in contact with you while the loan is in progress, but it is on going

7 Prompt, Professional service with our availability to be contacted at anytime

8 Work with your accountant on your own finance requirements or information