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10 Questions you need to ask BEFORE buying a new car!

10 Questions you need to ask BEFORE buying a new car!

1. Am I going to need finance?

2. If I do need finance, does the age of the car make a difference to my rate?

3. Will I be going through a dealer or will it be a private sale and how does that impact my finance?

4. Is the vehicle for personal or business use? If it is for business use, do I need to speak to my accountant about the entity I purchase the car in?

5. Who am I going get my Insurance though? Do I need to shop around?

6. When is the registration due? Do I need to put money aside for this if it is due in the next few months?

7. What are the Loan fees and other costs?

8. What sort of Loan Term do I need… 3 years, 5 year, 7 years…?

9. What are my Repayments and what is the interest rate?

10. Do I want added extras like paint protection, window tinting, rust protection, fabric protection or bigger tyres, a tow ball or car seat covers and floor mats etc and what cost does this add to my repayment?


Hope this helps with your next purchase. You can call Pearl Finance and Investments for a Finance Quote on 07 3812 3430.


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1 Full Range of Financial Products available for both business and personal

2 Wide range of Lenders to tailor a competitive package to suit your financial needs

3 Totally Confidential

4 Can offer additional financial services through our business partners such as; Insurances, Superannuation, Accounting, Book Keeping, Financial Planning & Legal Services

5 Over 30 years experience in banking and finance industry

6 Long term partnerships – not only do we keep in contact with you while the loan is in progress, but it is on going

7 Prompt, Professional service with our availability to be contacted at anytime

8 Work with your accountant on your own finance requirements or information